Budget 2025: The Personal Finance Take

Yesterday’s Budget 2025 announcement made a number of positive changes for Irish residents Personal Finances. In this newsletter, we’ll highlight the most significant measures from Budget 2025 that could affect your income, savings, and long-term financial planning, providing actionable insights to help you stay ahead. 1. Income Tax Changes Tax Bands: The Standard Rate Cut-Off […]
Market Review – January 2024

January marked the beginning of a new year, but this did not signal any change in the momentum of the equity markets, with 2023’s best performers in Japan and the US delivering strong returns to start the year. Japanese equities had an especially prolific January, with the Nikkei 225 reaching multi-decade highs and finally approaching […]
Market Review – December 2023

The book has closed for another year, and 2024 is upon us. The outlook as we head into the new year is vastly different to the sentiment around the markets this time last year. 2022 delivered dismal performance and offered little clarity on key issues such as the rampant inflation or the supply chain issues […]
Market Update November

November has historically been a fruitful month for equities, and it didn’t disappoint this year, with equities shaking off the malaise of the last three months to deliver exceptional returns, led by spikes in the S&P500 and NASDAQ indexes. These gains came from renewed optimism that central banks will begin cutting rates earlier than anticipated […]
Market Update – October 2023

A dismal second half to October for equities led to another month of decline across the major equity indices amidst high volatility triggered by sharp ascents in bond yields, even as earnings season started strongly in the US. The sentiment around interest rates and the expectation of elevated rates sticking around for longer than anticipated […]
Market Update – September 2023

Historically, September has proven to be a poor month for global equity markets, and 2023 has been no exception, with the majority of major global equity indexes posting losses on the month, particularly in the US, which had thus far been among the strongest performers of the year. But while equities didn’t deliver good news […]
Market Update – August 2023

August saw the global equity markets pull back slightly after the prolific performance they have delivered thus far in 2023, with losses in the major indices across the US, UK, Europe, Japan and China. This is not unexpected as historically, August has been shown to be one of the weaker months for equity market performance […]
Market Update – July 2023

2023 has had some chaotic months, such as March when Silicon Valley Bank and Credit Suisse imploded and June when the US Debt ceiling negotiations ran dangerously close to the deadline and a potential subsequent US default before a last-minute deal was successfully brokered. In comparison, July proved to be a much quieter month with […]