What's Really Inside Your Pension?
Did you know that your pension can be invested in companies whose business practices don’t reflect your personal values? Investments into industries such as tobacco, defence, or fossil fuels with you ever realising.
At GSB Capital Ireland, our dedicated financial specialists help Irish pension holders understand how their pensions are invested and whether responsible investing is available within their existing arrangements. Our advisers explain current investments, discuss what matters most to you, and determine whether ESG investing options are available to you.
It is important to note that not every pension arrangement has the same flexibility when it comes to investment choices. Many workplace schemes have fixed investment fund ranges. In these cases, switching to a responsible investment fund may not be possible.
In products, such as PRSAs and PRBs, there is greater investment choice. Here, we can explain the responsible investment choices available to you and help you decide whether they align with your retirement objectives and personal values.
Whether you’re reviewing an existing pension, consolidating previous pensions or simply want to better understand where your retirement savings are invested, GSB Capital Ireland provides independent, personalised advice to help you make informed decisions with confidence. The experienced team at GSB Capital Ireland has the expertise and hold membership with the Chartered Institute for Securities & Investment.
Why GSB Capital Ireland?
Advice You Can Trust
GSB Capital Ireland is regulated by the Central Bank of Ireland Our advice is delivered under professional consumer standards, giving you peace of mind when it comes to pension decisions.
Responsible Investing
Based on your current pension arrangements, we can advise you on whether responsible investing is available. We’ll give you a personalised investment strategy, that works for you.
Personalised Guidance
No two pension-holders are the same. We take time to understand your current position, your goals for the future and explain responsible investment options available to you.
Simple Strategies
Where many providers of financial services thrive on complexity, GSB Capital Ireland believe in simplicity – using passive index strategies to match long term market returns – most investors do not need to take big risks to live a comfortable life.
Guide to ESG Investing
Enter your details below to access your guide instantly.
Contact Us For A Free Initial Consultation
Trusted Expertise
Meet the Experts Behind Your Financial Future
Senior Financial Advisor
Sam is a Qualified Financial Advisor with an MSc in Finance and membership in the Institute of Bankers. He uses retail banking and risk expertise to create strategies aligned with GSB’s values and evolving market trends.
Senior Financial Advisor
Shaunna is a Certified Financial Adviser in Ireland and an LIA member. She creates tailored strategies for clients worldwide, embracing innovation and staying current with trends, reflecting her commitment to clients.
Senior Financial Advisor
Ben is a Financial Accountant and fully qualified International Financial Planner. With experience in Banking and Wealth Management, he helps clients navigate all areas of financial planning.
GSB Capital’s Pension Advisory Process
When it comes to your pension, it’s important that you understand all your existing schemes and benefits. At GSB Capital, we begin all new relationships with an initial consultation where our retirement planning specialists will determine your financial needs and goals to develop a robust, personalised plan. Not only that, but our financial advisors will analyse your existing pension fund, contribution and retirement savings.
Next, GSB Capital will provide impartial advice on what’s best for your long-term plan. This includes a tailored, comprehensive retirement plan that accounts for your unique needs and circumstances and considers risk management strategies.
Once you have decided on your favoured pension plan, GSB Capital will support its execution. You can then resume your regular contributions in accordance with your pension strategy. Our financial advisors will conduct routine monitoring and evaluation of your pension plan to ensure the strategy is yielding the desired results.
Pension Transfer FAQs
Not always. Many employer workplace pension schemes have a fixed range of investment funds selected by the employer or scheme trustees. If responsible investment options aren’t available within your scheme, it may not be possible to switch to an ESG fund. During a pension review, we’ll explain what options are available within your existing arrangement.
ESG pension investing considers Environmental, Social and Governance factors alongside traditional financial measures when selecting investments. Many investors choose ESG funds because they want their retirement savings to better reflect their personal values while continuing to pursue long-term growth.
Not always. Responsible investing should be considered alongside your retirement objectives, investment timeframe and attitude to risk. What’s suitable for one investor may not be appropriate for another, which is why professional advice is important.
Depending on your pension arrangement, it may be possible to choose investment funds that exclude certain industries or place greater emphasis on environmental, social and governance factors. However, not every pension offers the same investment options. An ESG pension review can help you understand what’s available within your existing pension and whether any changes are possible.
What Truly Sets Us Apart
We’re client-centric
We pride ourselves on creating deep connections with our clients by investing as much time as necessary to get to know you and understand your needs. At GSB Ireland, we believe that the only way to help you achieve your financial goals is by fostering a long-term relationship.
We’re conscientious
We take a holistic approach to investment. We support you every step of the way by planning and executing purpose-led long-term investment strategies ⏤ helping you navigate times of uncertainty and challenging market conditions to achieve lasting financial success.
We’re committed
We’re passionate about what we do and deliver market-leading, sustainable returns. We’re disrupting financial services by combining cost-effective, passive strategy with an unhindered commitment to environmental, social and governance (ESG) principles. We invest well by doing good.
Testimonials
Our clients’ success stories speak for themselves. See how our expert wealth management services have helped individuals and families achieve their financial goals with confidence.